BCBS of Michigan Pay My Bill – Best Payment Solutions

In the 1920s, a Baylor University in Texas administrator noticed teachers were unable to pay their hospital bills – so he came up with a plan. Over 1,000 teachers paid $6 a year to get up to 21 days care in the hospital. By 1934, the prepaid insurance plan became known as Blue Cross, and a similar plan, called Blue Shield, began for doctors’ services in lumber and mining camps. By 1940, the plan evolved and became known as Michigan Blue Cross and Michigan Blue Shield. Then, in 2014, Blue Cross Blue Shield became a nonprofit mutual company and gave members a stronger voice. In keeping with our members-first mission, we’ve also created a comprehensive website that allows you to view your insurance coverage, request assistance, and make payments.

BCBS of Michigan Pay My Bill Online

You can pay your individual or family plan’s monthly premium online. Visit the homepage and click Pay My Bill on the left-hand side.

www.BCBSM.com Pay My Bill


You can either make a payment without logging in by clicking “Continue” on the right-hand side of the page (you will need your Blue Cross ID card, payment information, and a copy of your bill), or you can login with your username and password on the left-hand side of the page.

www.BCBSM.com Payment


If you don’t have a username and password yet, click on Login on the homepage from the far right side of the screen. A box will open with a link at the bottom to Register Now.

www.BCBSM.com Registration


  • Enter your first and last name
  • Enter your birthday
  • Enter the last nine digits of your ID card
  • Click Continue
  • Follow on-screen instructions to create a username and password that can be used to login and manage your account.

Other Ways to Make a BCBS of Michigan Payment

Pay By Phone

Look on the back of your insurance ID card and have your account number available. You can make payment by phone with a credit or debit card.

BCBSM Pay By Mail

Send a check or money order with your account number written on it, along with your payment coupon to the mailing address listed on your statement.

If you have:

  • Blue Cross® Premier (Catastrophic, Bronze, Silver or Gold, Platinum)
  • Blue Cross® Silver, a Multi-State Plan or Blue Cross® Gold, a Multi-State Plan
  • Blue Cross® Metro Detroit EPO

Mail your payment to:
Blue Cross Blue Shield of Michigan
P.O. Box 553174
Detroit, MI 48255-3174

If you have:

  • Blue Cross® Partnered, Select or Preferred (Catastrophic, Bronze, Silver or Gold)
  • Blue Cross® Metro Detroit HMO

Mail your payment to:
Blue Care Network
P.O. Box 33608
Detroit, MI 48232-5608

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