Your Guide to PNC Mortgage Payment

PNC is a financial services company based in Pittsburgh, Pennsylvania. It has branches and ATMs in 19 states and Washington, D.C.

PNC Mortgage Payment Online

Making your PNC Mortgage payment online is easy.

First, visit their website:

Before you can pay your mortgage online, you will need to enroll your account.

Enroll for PNC Mortgage Payment Online

On their website, click on the link in the upper right saying “Enroll in Online Banking.” Personal Banking

Click the button on the next page that says “Get Started.” Enroll

Enter your Social Security number with no dashes or spaces, your PIN, and your account number. Enroll

Click the “Next” button and follow the prompts to finish setting up your account. You will need to create a user ID and password.

Log into PNC Mortgage Payment Online

On the upper right-hand corner of their website, enter the user ID and password you created. Click the “Login” button.

Follow the prompts to make your mortgage payment.

Other Ways to Pay Your PNC Mortgage Bill

You have other options for paying your PNC Mortgage bill.

  • Pay by phone: You can make a payment by phone by calling 1-800-822-56-26. You can pay from a checking account and you will need your loan number and Social Security number.
  • Pay in person: You can pay at any PNC Bank branch. You can find the branch closest to you by visiting their website.
  • Pay by mail: You can mail a check or money order to
    PNC Mortgage
    P.O. Box 54828
    Los Angeles, CA, 90054-0828 if you live in the western United States and to:
    PNC Mortgage
    P.O. Box 6534
    Carol Stream, IL, 60197-6534 if you live in the eastern United States.

PNC Mortgage Customer Service

If you have questions about your PNC Mortgage, call their customer service at 1-800-822-56-26. Their consultants are available from 8 a.m. to 9 p.m. Monday through Thursday and from 8 a.m. to 5 p.m. on Fridays.

PNC Mortgage FAQs

When is my mortgage payment due?

Most mortgage payments are due on the first of the month. If you aren’t sure, review your statement or coupon book or call customer service at 1-800-822-5626.

What is a grace period?

Your grace period is the time period between when your payment is due and when you will be charged a late fee. Most mortgages have a grace period of 15 days, but you should review your paperwork for information specific to your loan.

Can I make a partial payment?

If you can’t make a full payment, contact customer service at 1-800-822-5626. They may be able to assist you in setting up a payment plan.

Can I make a lump sum payment and get my monthly payments lowered?

You may be able to make a lump sum payment of $10,000 or more toward your principal and have your mortgage re-amortized. This means they will lower your payments according to the new balance. For more information, contact them at 1-800-822-5626.

If I make an extra payment, do you apply the funds to the principal or the interest?

You can have funds applied to the principal if you specify that in the memo line of your check. Your account has to be in good standing for the payment to be applied to the principal.
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